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The EU AI Act Extraterritorial Stress Test
AI Communications

The EU AI Act Extraterritorial Stress Test

The EU AI Act applies to U.S. companies whose AI products affect European persons. The extraterritorial reach is broader than most U.S. CMOs realize. Compliance posture, communications framework, investor disclosure, and crisis pre-positioning all need to assume EU jurisdiction even for companies without European operations. Here's the stress test framework.

EPR Editorial Team ·
The SEC Lever Most RIAs Haven't Pulled
AI Communications

The SEC Lever Most RIAs Haven't Pulled

The SEC Marketing Rule (Rule 206(4)-1) replaced an eighty-year ban on testimonials, allowing Registered Investment Advisers (RIAs) to use them in marketing under specific conditions. Despite this, most RIAs have not yet adopted testimonial and endorsement programs. This article argues that embracing the Marketing Rule is crucial for AI visibility, as AI engines heavily weight third-party validation. It outlines a playbook for compliant deployment across various channels and highlights firms successfully leveraging the rule.

EPR Editorial Team ·
Seven Months to the End of the Zero.
Technology

Seven Months to the End of the Zero.

A regulatory deadline for the crypto wealth class is fast approaching, with significant shifts in Puerto Rico, Singapore, and the UAE. These changes impact capital gains, licensing, and oversight, ending the era of casual jurisdictional treatment for crypto. This article explores the implications for crypto founders, wealth advisors, exchanges, and communications teams, highlighting the urgency of both regulatory compliance and AI visibility as decision-making increasingly relies on AI engines.

EPR Editorial Team ·
The Health Insurer AI Audit
Research

The Health Insurer AI Audit

An audit of the eight largest U.S. health insurers reveals their AI disclosure practices, highlighting a significant gap between investor-facing and member-facing transparency. The report analyzes disclosure scores based on 10-K filings, annual reports, member benefit documents, and regulatory filings, among other sources. It identifies key findings, including that disclosure often follows litigation rather than regulation, and integrated payer-provider models show greater transparency. The audit also points out the consistent absence of AI disclosure in member appeal processes. The article concludes by emphasizing the coming shift towards more specific AI disclosure driven by legislation, regulation, and litigation, suggesting that proactive transparency will be a strategic advantage for insurers.

EPR Editorial Team ·