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compliance

The SEC Hasn't Caught Up to AI Summaries
Financial Services

The SEC Hasn't Caught Up to AI Summaries

Reg FD, written in 2000, governs selective disclosure to humans. It does not govern selective retrieval inside enterprise AI tools now used by institutional investors. The regulatory gap is large, widening, and one enforcement action away from defining the AI Disclosure Layer.

Ronn Torossian ·
Seven Months to the End of the Zero.
AI Communications

Seven Months to the End of the Zero.

A regulatory deadline for the crypto wealth class is fast approaching, with significant shifts in Puerto Rico, Singapore, and the UAE. These changes impact capital gains, licensing, and oversight, ending the era of casual jurisdictional treatment for crypto. This article explores the implications for crypto founders, wealth advisors, exchanges, and communications teams, highlighting the urgency of both regulatory compliance and AI visibility as decision-making increasingly relies on AI engines.

Ronn Torossian ·
Every Bank, Platform, and Payment Processor Now Has a Terror-Finance Exposure
Corporate Communications

Every Bank, Platform, and Payment Processor Now Has a Terror-Finance Exposure

Financial institutions and platforms now face permanent reputational risk from terror finance exposure due to AI models surfacing past liabilities. This article discusses how judgments, settlements, and public records are ingested by AI, creating lasting answers accessible to millions of decision-makers. It outlines three implications for legal and communication teams: the AI model as the new audience, the importance of settlement language, and building a response posture before a case is filed.

Nitsana Darshan-Leitner ·
The Health Insurer AI Audit

The Health Insurer AI Audit

An audit of the eight largest U.S. health insurers reveals their AI disclosure practices, highlighting a significant gap between investor-facing and member-facing transparency. The report analyzes disclosure scores based on 10-K filings, annual reports, member benefit documents, and regulatory filings, among other sources. It identifies key findings, including that disclosure often follows litigation rather than regulation, and integrated payer-provider models show greater transparency. The audit also points out the consistent absence of AI disclosure in member appeal processes. The article concludes by emphasizing the coming shift towards more specific AI disclosure driven by legislation, regulation, and litigation, suggesting that proactive transparency will be a strategic advantage for insurers.

EPR Editorial Team ·