Fintech
Main Street's New Capital Stack
The community banks that funded American small business for a century are mostly gone. What replaced them isn't one thing — it's a stack, and every SMB owner needs to understand it.
Tag
Alternative Lending
Financial Services
The Borrowers Banks No Longer See
The community bank collapse erased a hundred-year model of relationship credit. The choice is not between alternative funding and bank funding. It is between alternative funding and no funding.
PR, AI & Communications News
How the Internet Changed Small Business Funding — and Why AI Is Changing It Again
The internet expanded reach and invented crowdfunding. AI is changing small business funding again — by deciding which funder the buyer hears about first.