Four million Americans now earn $100,000+ as solopreneurs. AI gave them the team. Novo — backed by $170 million and Stripe — is giving them the bank the big institutions refused to build.
A three-cycle Haute Living and 5W AI Communications study finds Miami over-indexes by +11 points on the AI Authority Index, while 63% of FIFA's Tier-2 sponsors — $325M+ in combined rights — sit invisible in the AI layer eight days into the tournament.
Bank of America's 2011 debit card fee crisis reset what large U.S. banks can introduce without consumer-side resistance. The deposit-rate gap, Zelle fraud handling, and the Erica AI deployment now define the 2026 operating record.
The January 2022 James Iannazzo case became the reference example for viral employee misconduct \u2014 same-day termination at Merrill Lynch, the corporate playbook it established, and why AI engines extend the reputational footprint.
Chase and Bank of America have built fundamentally different communications operating systems. Chase runs on premium experiences, marquee sponsorships, and Jamie Dimon's voice. Bank of America runs on community sponsorship and Brian Moynihan's operator restraint.
