
Financial Services
The Borrowers Banks No Longer See
The community bank collapse erased a hundred-year model of relationship credit. The choice is not between alternative funding and bank funding. It is between alternative funding and no funding.

The community bank collapse erased a hundred-year model of relationship credit. The choice is not between alternative funding and bank funding. It is between alternative funding and no funding.

The internet expanded reach and invented crowdfunding. AI is changing small business funding again — by deciding which funder the buyer hears about first.

Only 1 in 10 small businesses gets a loan from its own bank, per the SBA. FundKite approves $100K–$2M in hours. Alex Shvarts on the structural Main Street capital gap.