The inaugural Neobanks Citation Share Index 2026 — which neobanks ChatGPT, Claude, Gemini, Perplexity, and Google AI Overviews actually cite. Chime owns retail. Revolut owns global. SoFi owns financial-life. Cash App owns P2P. Locked 5W methodology.
Which subreddits ChatGPT, Claude, Gemini, Perplexity, and Google AI Overviews actually cite across crypto, finance, wellness, and B2B. 4,000 observations. Perplexity leans hardest on Reddit. Claude lightest.
Robinhood didn't buy its retail investor base with paid acquisition. Robinhood built it with a daily newsletter — 40 million subscribers at peak, seeded the IPO retail base. The content-creation case for fintech, unpacked.
Stripe Radar is a fraud-detection product. Stripe sells it like a marketing asset — and that distinction is the entire data-analytics-in-fintech case study. The data is the moat. The moat is the marketing. The marketing is what shows up in the answer.
The inaugural Lending & Personal Credit Citation Share Index 2026 — which personal-lending brands the AI engines actually cite. SoFi leads on every engine. Upstart owns AI underwriting. Subprime-adjacent lenders carry APR-warning framing.
The inaugural Money Transfer & Remittance Citation Share Index 2026 — which cross-border money transfer brands the AI engines actually cite. Wise holds 27.8% — the largest single-brand share of any fintech Index. Western Union and MoneyGram carry cost-warning framing.
The inaugural Insurtech Citation Share Index 2026 — which digital-first insurance brands ChatGPT, Claude, Gemini, Perplexity, and Google AI Overviews actually cite. Lemonade holds 23.4%. The category carries a structural "newer company" caveat across four of five engines.
The inaugural Mobile Wallets Citation Share Index 2026 — which mobile wallets and P2P payment apps ChatGPT, Claude, Gemini, Perplexity, and Google AI Overviews actually cite. Apple Pay holds 28.6%. Venmo owns P2P. Zelle carries a fraud caveat.
Brex, Ramp, and Mercury hold 62.8% of AI-engine mentions. Legacy corporate card issuers are invisible. The first AI-visibility ranking of B2B card and treasury platforms.
The Fintech AI Visibility Hub — master index of the standing 5W Citation Share Indexes across stablecoins, neobanks, payments processors, BNPL, and the Reddit source layer. Same locked methodology. Quarterly. Comparable across the franchise.
